Long Island Life Insurance: Overview

What Is Life Insurance?

Life insurance is designed to protect beneficiaries (your loved ones) from the financial impact they experience due to your premature death. Upon your passing, beneficiaries will receive a death benefit (money) that can be used for:

• – Replacing lost income and the impact of inflation on that income
• – Satisfying mortgages and home equity loans
• – Providing education tuition for your children
• – Burial expenses
• – Creating cash value that builds the longer you own the policy, which allows life insurance policyholders to take out loans against the policy in times of need or hardship (available in permanent life insurance policies)

Insurance Suffolk Understands Your Life Insurance Needs…

With so many life insurance policies available to Long Island residents, Insurance Suffolk makes shopping for Long Island life insurance affordable and easy. Having relationships with top rated insurance companies in New York, we find the right type of life insurance policy that fits your particular situation and budget. Our insurance brokers do the life insurance shopping for you at no additional cost.

There are two types of life insurance policies:

Term Life Insurance
Permanent Life Insurance