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Key Person protection can help an organization in a number of ways:
"Does our company require a Key Person policy?" The best way to determine if your business needs corporate life insurance is to perform a risk analysis of the key employees in your organization. Meaning hypothetically, if the loss of CEO John Doe, or top sales producer Tom Smith would mean a collective $100 million loss to the company and the company does not have the means to absorb that amount of a loss, you may wish to consider a $50 million Key Person life insurance policy for the business covering those two lives. These numbers are completely arbitrary of course as every organization has their own unique situation.
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