For small groups in downstate New York, here are two affordable group health insurance plans that can get you and your employees started with coverage:
CompreHealth HMO (GHI) through HealthPass
$30 office co-pay ($0 for dependent children)
$50 specialist co-pay ($0 for dependent children)
$150 ER co-pay
$1000 hospital co-pay
$15 Rx co-pay (generic only)
Network: NY Metro
2 Tier Rate (monthly)
Single: $304.76
Family: $884.85
4 Tier Rate (monthly)
Single: $304.76
Employee + Spouse: $712.15
Employee + Children: $520.19
Family: $942.65
Oxford Liberty HMO through HealthPass
$30 office co-pay
$50 specialist co-pay
$150 ER co-pay
$500/day hospital co-pay ($1000 max per confinement)
$15/$35/$75 Rx co-pay ($100 deductible)
Network: Oxford Liberty
4 Tier Rate (monthly)
Single: $472.72
Employee + Spouse: $1033.63
Employee + Children: $875.62
Family: $1462.37
Prices reflect enrollment dates between 10/1/2011 through 12/15/2011 for groups domiciled in region 1 NY (Manhattan, Staten Island, Bronx, Suffolk, and Westchester). Remember, health plans taken out through the HealthPass insurance exchange provides employer groups with optional small group dental products and additional ancillary services. Contact us for full benefits summary information, as well as a formal quote proposal for your business.