Fine Arts & Collections Insurance

What Do You Fancy?

Your attention to detail and quality reflect your choice of personal possessions. Our Long Island based, New York Private Client Group appreciates the diligence it took for you to build your collection of precious items and fine arts. As such, we take pride in developing specialized insurance coverage for all of your high value possessions as if they were our own.

Premier Protection for Your Most Valued Possessions

Our carrier relationships are equipped to offer Fine Arts & Collection insurance policies that are designed to cover your most cherished possessions with unsurpassed coverage and claims service.  These policy features include*:

• – Insurance for virtually any item – from art work, to wine collections, to autographs, and more…
• – Agreed value indemnification for all scheduled items on your policy
• – Blanket coverage available for collections with lower valued items
• – Pair and Set coverage available (e.g. earrings).  Settlement options include receiving an identical matching item that was lost, keeping the existing item and receiving the difference in market value, or surrendering the remaining item to receive the full market value of the pair or set
• – Coverage of your items caused by an array of perils including flood, breakage, fire, theft, earthquake, and others
• – Up to 150% replacement coverage should your item’s market value exceed your scheduled item’s coverage limit
• – Up to 90 days of coverage for newly acquired items
• – Worldwide coverage for each of your items listed on your policy
• – Items taken home on loan (prior to finalizing the purchase) are protected
• – Coverage for items in transit
  
• – Wine coverage.  Insure bottles individually or with one limit for all bottles.  Coverage features include spoilage due to mechanical breakdown of climate control systems, breakage, and more

*Coverage features, limits, and endorsements vary by state and by the offering company. Contact us today to get started with a personalized, exhaustive risk analysis, and to begin protecting what you have worked so hard to earn.

High Net Worth Insurance
High Value Homeowners Insurance
Fine Arts & Collections Insurance
Excess Personal Liability Insurance
Private Client Auto Insurance
Yacht and Watercraft Insurance