Health Insurance – What Is Coinsurance And Deductibles?
Whether you are an employee of a small or large business, self employed, or if you are a freelancer, chances are you have come across these terms in your explanation […]
EmblemHealth Begins Exiting The NY Small Group Market
First it was Cigna. Then Empire Blue Cross. Now it’s EmblemHealth. Beginning May 1 2013, Emblem will take its first steps in pulling out of the small group health insurance […]
NY Bridge Plan Enrollment Suspension
Effective March 2, 2013, the federal government is suspending new enrollment in all state-run Pre-Existing Condition Insurance Plans (PCIP’s) throughout the country. In New York State, the PCIP is known […]
ObamaCare Exposed: How Premium Taxes Will Drive Up Costs
The Patient Protection and Affordable Care Act (also known as federal health care reform or ObamaCare), imposes an Insurer Fee on health insurance premiums that will increase the cost of […]
ObamaCare Update: New Jersey Opts Out From State Run Exchange
In a letter written to the US Department of Health and Human Services dated February 15th 2013, Governor Christie has informed Washington that NJ will not participate in a state-run […]
How To Save Money On Your Auto Insurance
Saving money is on everyone’s mind on these days. Lowering auto insurance costs are no exception. Indeed, trying to stay afloat during a recession can be most challenging. However, there […]
Oxford To Discontinue Prior Carrier Deductible Credits
Beginning with January 1st 2013 effective dates, Oxford will no longer be offering prior carrier deductible credits for small groups in New York. This change affects both UnitedHealthCare and Oxford […]
FEMA To Require Flood Insurance In Sandy Disaster Zones
If you were one of the thousands of residents on Long Island affected by Superstorm Sandy, and who received federal disaster aid grants without having a flood insurance policy in […]
Narragansett Bay – CEO Update Regarding NY Claims & Moratorium
Narragansett Bay’s CEO Todd Hart recently published a letter to their agency/brokerage partners and clients regarding Superstorm Sandy. It reads as follows: “I would like to update you on NBIC’s […]
Hurricane Sandy: Avoid Owning A “Flood Car”
Many people learned a lesson last year when Hurricane Irene struck the south shore of Long Island. Unfortunately, many people didn’t (who are realizing this right about by now), and […]